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By: roland_reardon

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Workers Comp laws vary from state to state.

Here is where all of the answers are:

http://www.michigan.gov/wca

Poke around the website, but also call them.

Your First Question:

The 66% thing has a very complicated answer. Benefits are never that simple. They take a lot of things into consideration – how much you make, tax filing status, dependents – just for starters.

Your Second Question:

If it’s your fault, yes you are still eligible for Workers Comp benefits. Everybody makes mistakes. Pretty much the only way that you would not be eligible for benefits would be if you injured yourself intentionally, with the plan to receive Workers Comp benefits as a result.
If there was a post-accident blood test done that showed drugs or alcohol, that might make you ineligible also.

Your Third Question:

Regarding the selection of doctors. That is another question for the State of Michigan. There is no quick answer to that. Workers Comp will only pay a doctor certain fixed amounts for different procedures – so a good number of doctors won’t take patients whose bills are being paid by workers comp. They feel that workers comp does not pay enough.

Your Fourth Question:

Potentially, the claim could be open for the rest of your life. If someone was permanently disabled or needed medical treatment for the rest of their life as a result of work-related injury or illness, the claim would be open as long as they continued to receive money for lost wages and/or have their medical bills paid.

The rest of your questions, including the other 50 you will have when you get the answers to these: Ask the State of Michigan.

Here is another useful site:

http://www.workerscompensation.com/regulations/reference/category.php?state=michigan&category=EE

Talk to the State of Michigan. Do it, do it, do it.

They make the rules and enforce the rules. The insurance companies have to do what the State tells them. The State calls the shots. So go to the source.

We can all speculate on what could / should / would happen. None of that really matters. What the State of Michigan says is what matters.

We don’t call the shots or know everything either – but we can send you in the right direction.

If you have any other questions, shoot me an email: roland_reardon@yahoo.com


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